Looking for business/sales/finance teammate for a Fintech in Europe
Hello community,
My name is Lucas Vieira and I've been working as a software engineer for almost 10 years now. I also have been into Fintech for a while. Although I always read many things about Fintech, I've never had an idea that I was willing to work on. Until a few months ago...
My family had a few small businesses in the past. And, they always tried to avoid receiving payments on debit/credit cards, because of the high card fees and slow payout. Also, I have a colleague that has a store and she'd love to receive bank transfers as a payment method. But, my friend doesn't accept bank transfers anymore as it's too hard to manage (eg: taxes)
For a while, I've seen a bunch of online companies offering bank transfers as a payment method. However, I haven't seen any type of offering like that for offline businesses.
Because of that, I started to dig into how would be possible to offer offline businesses the advantage of receiving bank transfers instead of card payments. I must say, it's not easy to implement that service for offline businesses. However, after studying the market/regulations/competitors, I think it's doable, even though there are many challenges ahead. By the way, I've started prototyping a possible solution.
And why am I writing this?
Because I definitely need some help. Building software is the "easy" part for me, but things like sales/finance/regulation are quite hard.
So, anyone is interested in having a chat?
Important note:
I'm currently living in Ireland, so I'm trying to use the European mechanisms to make this happen (eg: SEPA payments)
Hi Lucas, really interesting idea! I have experience in regulatory/compliance/risk management for banks, currently working as a product manager shipping products that provide financial assistance for vulnerable customers.
I'm moving to a tech startup in a couple weeks but also want to work on projects I am passionate about and can make a real difference with. I have lots of experience on the strategy/marketing/sales/finance side too, I'm also currently completing an Executive MBA. Basically, I could focus on the business which will allow you to focus on the tech/software, and together we can deliver products that lots of users will love :)
Would be great to discuss and find out more about the idea.
Hey Lucas, idea sounds cool. Can't say I'm the one to do regulatory part, but if you make it legally real and ship an MVP - I can help you land 20 sales to initial customers and position it the right way. Let's connect on Twitter.
Hey Denis.
I'm glad that you liked it. Tell me more about you and your proposal for finding 20 sales. From where does this come from?
You identify your Ideal Customer Profile - break down their pain points - understand which one you're solving - understand when they experience it - understand where they go to deal with it - find them there.
This comment was deleted 2 years ago.